Canada Pension Plan

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" width=185 BGCOLOR="#003333" TEXT="#F7F7FF" background="05bb9c00dduajq.jpg"> <div> <B> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="0" WIDTH="70" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 76 WIDTH="66"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="76" ALIGN="bottom" WIDTH="66" HSPACE="0" VSPACE="0"></tD> </tR> </TABLE></B></div> <bR> <div> <A HREF="id64.htm" TARGET="_top" TITLE="Canada Pension Plan"><U>Canada Pension Plan </U></A></div> <div> <A HREF="id55.htm" TARGET="_top" TITLE="Employment Insurance"><U>Employment Insurance </U></A></div> <div> <A HREF="id56.htm" TARGET="_top" TITLE="Ontario Disability Support Plan"><U>Ontario Disability Support Plan</U></A></div> <div> <A HREF="id6.htm" TARGET="_top" TITLE="Links"><U>More Information</U></A></div> <div> <A HREF="id7.htm" TARGET="_top" TITLE="Contact Us"><U>Contact us</U></A></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B>iaminjured.com</B></div> </td> <td valign="top" BGCOLOR="#FFFBF0" TEXT="#080000"> <div> <FONT SIZE="5" COLOR="#000000" FACE="Arial" ><B>iaminjured.com</B></FONT>    |     <A HREF="index.htm" TARGET="_top" TITLE="iaminjured.com"><U>home</U></A></div> <div> <B>Canada Pension Plan</B><B>   |   </B><A HREF="id65.htm" TARGET="_top" TITLE="Employment Insurance"><U>Employment Insurance</U></A><B>   |   </B><A HREF="id66.htm" TARGET="_top" TITLE="Ontario Disability Support Plan"><U>Ontario Disability Support Plan</U></A></div> <div> Canada Pension Plan</div> <div> When you are employed in Canada, you will be aware that your employer deducts money from your pay which goes to the Canada Pension Plan.  While this covers a monthly pension after you turn age 65, the plan also offers a disability benefit payable before that time.  It doesn't matter what the cause was of your disability.  Whether it was a car accident, work accident, other type of injury or illness, you may still apply.</div> <bR> <div> Benefits are available to those who have paid into the plan for the qualifying period (5 years out of the last 10).  The test to qualify for payments is whether you have suffered a severe and prolonged impairment.</div> <bR> <div> What this is means is that you are incapable of performing any gainful employment, and that your condition is not likely to improve in the future.  Medical reports from your doctors will be looked at to determine if you meet this test.</div> <bR> <div> If you apply and are turned down, there is an appeals process in place.  The first step is a reconsideration based on the file documents, and any further documents you wish to submit.  If that does not succeed, you can appeal to the review tribunal who will conduct a hearing and ultimately issue a written decision.  If that does not succeed, there is one final possible appeal to the Pension Appeals Board, but only if leave (i.e. permission) is granted by that board to hear your case.</div> <bR> </td> </tr></table></body>